Legal & Risk Disclosures

Last updated: 2026-06-06

1. Not Investment Advice

Nothing on the Service constitutes investment, financial, legal, tax, or accounting advice, an offer or solicitation to buy or sell securities, or a recommendation regarding any specific security, strategy, or transaction. We are not a registered investment adviser, broker-dealer, financial planner, accountant, or fiduciary in any jurisdiction. No adviser-client, fiduciary, or other professional relationship is created by your use of the Service.

Before making any investment decision, consult a qualified, licensed professional who is familiar with your individual circumstances, objectives, and risk tolerance.

2. AI-Generated Content

The Service uses large language models to generate commentary, analyses, and simulated “votes” from the perspective of well-known investors (“Legend Personas”). AI-generated content may include hallucinated facts, outdated information, biased reasoning, and confident-sounding errors. Identical inputs may produce different outputs across requests.

You must independently verify any factual claim, price, ratio, filing reference, or news event before relying on it. Treat AI output the same way you would treat a comment from an anonymous stranger on the internet — interesting, possibly wrong.

3. The Legend Personas Are Simulations

Warren Buffett, Charlie Munger, Michael Burry, Peter Lynch, Stan Druckenmiller, Seth Klarman, Joel Greenblatt, Bill Ackman, Ray Dalio, and any other named investor referenced on the Service are real public figures whose published investing frameworks are well documented. None of them are affiliated with, endorse, sponsor, or have approved the Service. Outputs framed in their voice are AI simulations of their publicly known frameworks for educational commentary purposes only. References are made under principles of fair use, news reporting, and commentary on matters of public interest.

4. Investment Risk Warning

Investing in securities involves risk, including the possible loss of principal. Past performance is not a reliable indicator of future results. Specific risks include but are not limited to: market risk, liquidity risk, concentration risk, currency risk, leverage risk, geopolitical risk, regulatory risk, counterparty risk, model risk, and the risk of total loss. Leveraged products, options, derivatives, and digital assets can amplify losses and may not be suitable for most investors.

5. Data Sources & Accuracy

Market data, fundamentals, news, and filings displayed in the Service are obtained from third-party providers (e.g. Finnhub, Alpha Vantage, Stooq, Yahoo Finance, the SEC). We do not warrant the accuracy, completeness, timeliness, or availability of this data. Quotes may be delayed. Filings may be parsed imperfectly. Prices shown should not be used for trading or pricing decisions.

6. No Professional Relationship

Your use of the Service does not create an adviser-client, broker-customer, attorney-client, accountant-client, or fiduciary relationship between you and us, the Legend Personas, or any third-party data provider.

7. Jurisdictional Restrictions

The Service is intended for users in jurisdictions where it is lawful to access. The Service is not directed to residents of any jurisdiction where its use would constitute the unlicensed provision of regulated financial services or otherwise violate local law. By using the Service, you represent that your use is lawful in your jurisdiction.

8. Tax Disclosure

We do not provide tax advice. Tax treatment of investments varies by jurisdiction, residency, account type, holding period, and individual circumstances. Consult a qualified tax professional.

9. Forward-Looking Statements

Any commentary about future prospects, expected returns, sector trends, or macroeconomic conditions is forward-looking and subject to risks, uncertainties, and assumptions. Actual outcomes may differ materially from anything implied or suggested by the Service.

10. Affiliate & Compensation Disclosure

We may, from time to time, earn referral or affiliate fees from brokers, data providers, or other partners that we link to. Where applicable, such links will be disclosed in or near the relevant placement. The presence of an affiliate relationship does not influence the AI's output.

11. No Guarantee of Availability

The Service is provided on an “as is” and “as available” basis. We may modify, suspend, rate-limit, or discontinue any feature at any time without notice.

12. Reporting & Contact

To report a security issue, an inaccuracy, an alleged intellectual property infringement, or a regulatory concern, emailgovindw007@gmail.com. For takedown notices, please include sufficient information to identify the content at issue and the basis for the request.

13. Governing Documents

These disclosures are incorporated by reference into our Terms of Service and should be read together with our Privacy Policy. To the extent of any conflict, the Terms of Service govern, except that jurisdiction-specific consumer protections that cannot lawfully be waived will prevail.

Important: The templates on this page have not been individually tailored to your jurisdiction, products, or risk profile by a licensed attorney. Before relying on these disclosures in production or in response to a regulatory inquiry, consult qualified legal counsel.